kerala pravasi pension : should know these things

A large number of people are living outside India. Among them a good percentage belongs to lower or middle income group. This large group of middle-lower income group faces many fundamental problems during their life in the Gulf/other foreign countries and and also when they return to their homeland. The saving habits and rehabilitation facilities available to them are not very promising. Similarly a good percentage of Keralites is living outside Kerala but within India for their being. These Non-Resident Keralites (NRKs-India) are also facing similar circumstances as the NRKs abroad.
Realising such circumstances, Kerala State came forward with a unique initiative, first of its kind in the country, to setup a welfare fund to provide welfare schemes to NRKs (abroad) and NRKs (in India). Kerala Non-Resident Keralites Welfare Board came in to existence under the Kerala Non-Resident Keralites’ Wlefare Act, 2008 passed in the Legislative Assembly, Government of Kerala. More than Two lakhs twenty five thousand NRKs are members in the welfare fund. NRKs abroad but now returned to India for permanent settlement after at least two years of foreign employment, can also avail membership in this Welfare Fund. The Act envisages many welfare schemes such as pension schemes, family pension schemes, medical aid, death assistance, etc. As part of going online for all services including pension, software update works of Pravasi Welfare Board are progressing to ensure more security. By making their own login available to all members, they can check the current status of their membership, transactions made till date, eligibility check to apply for each scheme and many other services. Another feature of the new system is that one can apply for any scheme from its own login page as per the eligibility criteria specified in the extant Expatriate Welfare Fund Act with just one registration.Pension applications can also be submitted online by logging in. Application details can also be found in their login account. The board will inform you every information on time through messages on your registered email and mobile number.

Pravasi pension scheme registration online
You can apply for the pension scheme online or with documents to a local bank.

Here are the steps for applying online:

Head to the Pravasi Kerala Website
Click on Services on the left side menu
Scroll down to Online Apply, this will open a new window
Click on New Registration
Accept and submit the NRK agreement
Follow the prompts for submitting an application online
Make sure in your application that you check the correct box for which category of NRK you are applying as:

for applying :

The new members should register by entering the mobile number or email ID, create user ID and password, enter the required information and pay the registration fee of Rs.200. For your convenience, click on the link below and the new registration page will open. For queries related to software can be contacted on mobile number 8547902515 and for benefits and other needs on landline number 0471-2785500.

Existing members can also generate a login ID from the new system by entering their 10-member register number and mobile number and creating a password. Hence all the online services mentioned above can be used. For convenience, if you click on the link below, the said page will open

Benefits to Member

1. Pension to members and deemed members who remitted contributions to the Welfare Fund continuously for a period of not less than five years and who completed the age of Sixty years

2. Family pension on the death of a member or a deemed member who had remitted contribution for not less than five years. 

3. Financial assistance on the death of a member due to illness or accident.

4. Financial assistance for medical treatment of the members affected with serious illnesses

5. Financial assistance for marriage of women members and daughters of the members and for maternity benefit to women members.

6. Financial assistance or loans or advances to members for the construction of dwelling houses or for the purchase of land and building or for the purchase of land or for the maintenance of house.

7. Financial assistance for education including higher education to the children of members.

8. Self employment assistance to reputed persons

9. Financial assistance to members incapacitated to attend work due to permanent physical disability

10. Financial assistance investment in any company or firm or co-operative society or institution constituted under the Act.




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